WELCOME MY SOO!
Last Sunday on 22nd December 2019, officially I just added my second loan in my life! I bought a car! Hehe.
Actually, I didn't plan at all to have a car for the time being as now, I used my mom's car to work. But then, my sister got her internship a little bit far from home and that place does not have an access by public transport. Actually. they have but it will be a bit of hassle since she have to change two times if she want to do so.
So, as an eldest, I thought it is already a time for me to buy my own car. Allah knows exactly when it is the best time and i think this is the time!
I just knew how complicated the process to get a car! For god sake, before i think i just have to sign a paper, put the deposit money and i will back with a new car.
BUT, IT IS TOTALLY WRONG.
IT WAS NOT EASY AT ALL.
First, you went for a test drive.
Then, you decide which car, what colour, the salesgirl will make a loan calculation for you.
You have to send the documents that have been asked as soon as possible to the salesgirl, which after i went back home, what i did is scanning my documents and email it to her.
Because it is urgent. my sister is going to start her internship soon.
Next step is, to get your loan approved. this is the second time you need to give more documents. i can't understand actually for this part. The document was same as what i gave to the salesgirl but the bank still asked for the same document, its okay, i emailed it again to bank officer.
THESE PROCESS TOOK ALMOST A MONTH GUYS. NOT JUST A DAY!
Fast forward, the loan was approved. now the problem lies on availability of the car.
okay, i think the salesgirl does not tell me the whole things.
Suddenly she said, the colour that i want does not available anymore. Do i want a black colour instead. Of course, i said no. Then, she the said to me, if i didn't take the black car i have to wait for one or two months more since this company might produce a new model. so, i have to wait for a launching date for a new model. I was like, what?? You didn't told me before?
After asking my parents, they said, its okay. just wait. So, i wait. Because i will used the car for a long time, i think it is better to wait for my choice.
I just redha. i think it is not time yet. maybe next year is a suitable time for me to have a car.
But then,
alhamdulillah ala kulli hal.
The next two days, the salesgirl told me there are still one car, exactly like what i want, the colour and the model are still available. Can't you believe it? When I already redha and doesn't want to care anymore, suddenly this happens? That overwhelming feelings. gosh.
So, I went to the bank to sign for hire purchase agreement. Little did i know, i have to paid more one month payment, takaful, and self finance payment to the bank. I bring along exactly for deposit money only. but suddenly, i have to pay for rm800 more.
And again alhamdulillah, my mom was there. I make loan with my mom. Of course, with 4 months installment. Hehe. Cannot imagine if she was not there, I even applied for a leave that day to settle for everything about the car.
That Sunday, finally, I got my soo!
(Ya Allah, makes this property to bring me more near towards You.)
My soo, please remember how I got you. It was so hard okay but finally you are mine. Please growing old together with me. Please be nice.
What I learned from what happened is sometimes when you think everything not going exactly like your plan, thats okay, Allah knows what is best for us. Just believe on Him and you will feel more relax because you know, you have Him and He just want the best for you!
Love,
NK.
Actually, I didn't plan at all to have a car for the time being as now, I used my mom's car to work. But then, my sister got her internship a little bit far from home and that place does not have an access by public transport. Actually. they have but it will be a bit of hassle since she have to change two times if she want to do so.
So, as an eldest, I thought it is already a time for me to buy my own car. Allah knows exactly when it is the best time and i think this is the time!
I just knew how complicated the process to get a car! For god sake, before i think i just have to sign a paper, put the deposit money and i will back with a new car.
BUT, IT IS TOTALLY WRONG.
IT WAS NOT EASY AT ALL.
First, you went for a test drive.
Then, you decide which car, what colour, the salesgirl will make a loan calculation for you.
You have to send the documents that have been asked as soon as possible to the salesgirl, which after i went back home, what i did is scanning my documents and email it to her.
Because it is urgent. my sister is going to start her internship soon.
Next step is, to get your loan approved. this is the second time you need to give more documents. i can't understand actually for this part. The document was same as what i gave to the salesgirl but the bank still asked for the same document, its okay, i emailed it again to bank officer.
THESE PROCESS TOOK ALMOST A MONTH GUYS. NOT JUST A DAY!
Fast forward, the loan was approved. now the problem lies on availability of the car.
okay, i think the salesgirl does not tell me the whole things.
Suddenly she said, the colour that i want does not available anymore. Do i want a black colour instead. Of course, i said no. Then, she the said to me, if i didn't take the black car i have to wait for one or two months more since this company might produce a new model. so, i have to wait for a launching date for a new model. I was like, what?? You didn't told me before?
After asking my parents, they said, its okay. just wait. So, i wait. Because i will used the car for a long time, i think it is better to wait for my choice.
I just redha. i think it is not time yet. maybe next year is a suitable time for me to have a car.
But then,
alhamdulillah ala kulli hal.
The next two days, the salesgirl told me there are still one car, exactly like what i want, the colour and the model are still available. Can't you believe it? When I already redha and doesn't want to care anymore, suddenly this happens? That overwhelming feelings. gosh.
So, I went to the bank to sign for hire purchase agreement. Little did i know, i have to paid more one month payment, takaful, and self finance payment to the bank. I bring along exactly for deposit money only. but suddenly, i have to pay for rm800 more.
And again alhamdulillah, my mom was there. I make loan with my mom. Of course, with 4 months installment. Hehe. Cannot imagine if she was not there, I even applied for a leave that day to settle for everything about the car.
That Sunday, finally, I got my soo!
(Ya Allah, makes this property to bring me more near towards You.)
My soo, please remember how I got you. It was so hard okay but finally you are mine. Please growing old together with me. Please be nice.
What I learned from what happened is sometimes when you think everything not going exactly like your plan, thats okay, Allah knows what is best for us. Just believe on Him and you will feel more relax because you know, you have Him and He just want the best for you!
Love,
NK.
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